Let's set up your tracker.
Answer a few questions — everything syncs automatically across all 12 months. You can edit this anytime.
💰 Your Income
This will sync to every page as your monthly income. Be honest — use your actual take-home amount.
After tax, after cuts. What actually hits your account.
Yes, I receive a regular allowance
This labels the 'extra income' field in each month tab.
🏦 Bank Accounts
Do you use separate bank accounts for different purposes? This helps you allocate each rupiah with intention on payday.
I separate my spending and savings accounts
Recommended — money you don't see is money you don't spend
💳 Payment Methods
Select what you use. This activates the bills and debt tracking for each platform.
Select any recurring commitments you have every month.
🎯 Savings Goals & Events
Add any upcoming trips, birthdays, funds, or events you're saving toward. Each goal will appear in the relevant months as a savings card with a progress bar and checklist.
Emergency Fund
Build 3–6 months of expenses as a safety net
+ Add a savings goal
Monthly contribution = Target ÷ number of months. Syncs to Allocate & each month.
🛒 Expenditure Settings
The fund source for your daily purchases. We include Debit Card / E-Wallet as one option since most e-wallets (GoPay, OVO, Dana) are topped up from your debit card or cash.
Used to label the monthly top-up card in each month tab.
A soft cap — you'll see a warning if you exceed this.
Settings are saved automatically to your browser. No account needed.
Payday Allocation
Salary just landed — assign every rupiah before spending anything.
—
Configure your payment methods in ⚙ Setup first.
2026 Recap
Your year, told honestly through numbers.
Log data across months to see your annual summary build here.